NBFC License India and its subsidiaries and affiliates (collectively,
“NBFC License India”, “us” or “we”) understand that your privacy is important
to you. It is our pledge to uphold your privacy and protection of your personal
data, which is any information that is capable of identifying you as an
individual person. This Privacy Policy describes how we handle and protect your
personal data in connection with NBFC License India’s business activities &
client services, and on websites, applications, & communications that post
a link to this Privacy Policy (“the Sites”, unitedly), in our function as data
controllers. Please see our Terms of use for more information about our online
terms, conditions, and policies in general.
Information We Collect
NBFC License India collects personal data in the course of its business
activities, including in connection with some client services. We also collect
personal data on certain areas of the Sites when you register for or apply for
jobs through the NBFC License India Recruitment Portal, create a user profile,
register for NBFC License India newsletters and alerts, sign up for conferences
and events, and/or participate in public user posting areas. The information
collected varies and may include data that you provide, such as your name,
mailing address, e-mail address, telephone number, fax number, and background
information required to apply for a job.
The information about the devices you use to interact with our Sites may
also be collected, automatically. This automatically-collected information may
include IP address, web browser, device identifier, and browsing data obtained
via cookies, pixels, web beacons, clear gifs, and other similar technologies
(collectively “Cookies and Other Tracking Technologies”) on our Sites. We may
also automatically collect information about how you use our Sites. For
instance, what you have searched for and viewed on the Sites. The information
automatically collected may be associated with a unique identifier as also with
any other personal data you have provided.
NBFC License India may also collect personal data about you from third
parties, such as data brokers or aggregators, in the course of its business
activities including in connection with some client services. This includes
demographic, professional and other information that is available online
publicly, including information you choose to make public through social media
platforms and/or other public online forums. We may combine this data with the
existing information we have about you or use it independently, for the
purposes of our benchmarking and data analytics activities (e.g., analysis of
recruiting practices across the industry, detecting fraud patterns in
connection with financial transactions, foot traffic in retail environments).
We will always seek to confirm that the third party has provided transparent
information about its use of this data, including its disclosure to third
parties like NBFC License India, in compliance with applicable law.
Use of Information
NBFC License India uses your personal information to fulfil or process
your requests for information, process your requests to participate in events,
personalize content that you view or receive on the Sites, evaluate &
improve our services, send alerts to you, recruit & evaluate job
applicants, analyze the Sites’ performance & functioning, publish your
letters & comments, prevent fraud, enforce our terms of use, comply with
all applicable laws and corporate reporting obligations, enforce NBFC License
India’s agreements, and accomplish other purposes you may initiate or request.
In certain situations, the collection of personal data may be required for the
operation of the Sites, or we may use it in the course of carrying out our
business activities, including in connection with some client services, for
instance, to render specific services or products such as our benchmarked
products. We may combine and/or analyse personal data to evaluate and offer
content & services most relevant to you. We may retain any of your personal
data on file and utilize it to contact you.
NBFC License India and its service providers may use first and third
party Cookies and Other Tracking Technologies, including web beacons, to manage
our Sites and our services and collect analytics about how you use them. NBFC
License India and its service providers may collect information about whether
you open or click any links in the knowledge, research or event communications
that we send to you. The data furnished throughout this Privacy Policy about
cookies also applies to these other tracking technologies. Please refer to our
Cookie Policy for more details regarding our use of Cookies and Other Tracking
Technologies.
Our Sites do not track you by collecting personal data about your online
actions over time and third-party websites or online services. Accordingly, we
do not modify our data collection and use practices in response to “do not
track” signals communicated from web browsers.
The Legality of Processing your Personal Data
Our processing of your personal data for the purposes specified above is
based on:
- Our legitimate interests in promoting and protecting NBFC License India, building and maintaining relationships. recruitment, and providing our services, in part;
- In part, on your consent, for example, if you create a user profile, or register for our newsletters or alerts, or for business purposes that support web operations such as understanding and improving the quality of your experience on our Sites;
- In part, to comply with the law, when certain information is necessary to satisfy our legal or regulatory obligations.
Disclosure of Personal Data: Data Recipients and International
Data Transfers
Personal data collected in the course of NBFC License India business
activities, including in connection with some client services, as well as on
the Sites may be transferred from time to time to NBFC License India
subsidiaries and affiliates and their personnel across our global organization,
as well as to our third-party service providers located throughout the world,
including in States where the local law may impart you fewer rights than you
have in your own country. Additionally, the Sites may be viewed and hosted by
NBFC License India and our third-party service providers anywhere in the world.
Where required by law, we have put in place legal mechanisms designed to ensure
adequate data protection of your personal data that is processed by NBFC
License India subsidiaries, affiliates and third-party service providers,
including transferring your personal data to countries other than the one to
which you belong. If you would like more information about these legal
mechanisms, please contact us at the address below. By using any of the Sites
and providing information on any of them, you voluntarily consent to the
cross-border transfer and hosting of such information.
NBFC License India will not intentionally disclose or transfer (and will
take reasonable steps to prevent the unauthorized or accidental disclosure of)
your personal data to third parties without your consent or as otherwise
sanctioned by law, whether for such third parties’ own marketing objectives or
otherwise, except as follows. NBFC License India may provide access to your
personal data to third-party service providers engaged by NBFC License India to
provide services related to the Sites as well as related to NBFC License
India’s business activities, including in connection with some client services,
in the manner agreed upon in our client services agreements. We have methods
designed to ensure that any processing of personal data by third-party service
providers is consistent with this Privacy Policy and protects the
confidentiality, availability, and integrity of your personal data.
Your personal data may also be shared by us with third-party service
providers who perform services and functions on our behalf to support our
communications with you, including, for instance, processing employment
matters, conducting surveys or contests, or communicating with you.
Also, we may disclose information about you:
- If we are asked to do so by law or legal process;
- To law enforcement authorities or other government officials;
- When we believe disclosure is essential or appropriate to prevent physical harm, financial loss or concerned with an investigation of suspected or actual illegal activity;
- If disclosure is vital to protect the essential interests of a person;
- To enforce our Terms of use;
- To protect our property, services and legal rights;
- To prevent fraud against NBFC License India, our subsidiaries, affiliates and/or business partners;
- To maintain auditing, compliance, and corporate governance duties; or
- To comply with any and all applicable laws.
Additionally, we may disclose or transfer your personal data in the case
of a reorganization, sale, joint venture, merger, assignment, transfer, or
other disposition of all or any portion of our business.
User Forums
You should be aware that whenever you disclose information online
publicly, that data could be obtained and used by others. NBFC License India is
not responsible for any action or policies of any third parties who collect
information that users publicly disclose in any such forums on the Sites.
Link to Third Party Sites
NBFC License India may provide links to third-party websites or
information as a service to our users. If you utilize these links, you will
move from the Sites. These links do not constitute or infer an endorsement,
sponsorship, or recommendation by NBFC License India of these third parties,
their websites, or the information contained therein, and NBFC License India
shall not be responsible or liable for your use thereof. Such use shall be
subject to the terms & conditions of use and privacy policies applicable to
those sites.
Social Networking
The Sites may allow you to sign into and associate your social network
accounts including, but not limited to, Twitter, LinkedIn, Facebook, and
YouTube, with NBFC License India. The Sites also may allow you to log in to an
NBFC License India account using certain social network account credentials.
By associating your social network account with NBFC License India or
logging in to an NBFC License India account using your social network account
credentials, you permit us to obtain information that you have made available,
publicly, in your profile for that social network account. The data available
in your public profile differs according to the social network and your privacy
settings. But may include your email address, real name, gender, location, and
profile picture. We use the information received from your social network
account as per the social network’s terms of use and this Privacy Policy.
Please visit the privacy settings in your social network account for
information about what data is shared with NBFC License India and other
connected sites and to manage all data which is shared from your account,
including information about your activities relating to our Sites.
If you would like to disconnect us from any of your social media accounts, refer to the settings of that social network account and its provider.
Security
NBFC License India implements commonly accepted standards of technology
& operational safety to guard personal data from loss, misuse, alteration,
or destruction. Only sanctioned NBFC License India personnel and third-party
service providers are provided access to personal data. And these employees and
service providers are required to handle this information as confidential.
Despite these precautions, however, NBFC License India cannot guarantee that
unauthorized persons will not access your personal data.
Data retention
NBFC License India retains personal data, as necessary, for the duration
of the relevant business relationship.
We may also maintain personal data for an extended period than the
duration of the business relationship should we need to retain it to protect
ourselves against legal claims, use it for reviews or archival record-keeping,
or comply with our information management policies and programs. If you request
that we delete your personal data, NBFC License India will make reasonable
attempts to delete all instances of the information in their entirety. For
requests of access, deletion, or corrections, please refer to the “Your Rights”
section of this Privacy Policy.
Children
The Sites are not designed for or directed at children 18 years of age
or younger, and NBFC License India does not intentionally collect or maintain
personal data about anyone under this age.
NBFC License India Employment portal/NBFC License India Employment
Program
Through the NBFC License India Employment portal, you can apply for
positions with NBFC License India or sign up for an NBFC License India
Employment Program where you may get notifications of any potential job
openings or other similar opportunities that might interest you. The Employment
Privacy Notice describes more in detail how NBFC License India and our
affiliates handle and protect the personal data that we collect in connection
with the employment process.
Your rights
Where granted by the prevalent law, you may have the right to request
access to the personal data that we have collected about you for the purposes
of reviewing, modifying, or requesting the deletion of the data. You may also
have the liberty to request a copy of the personal data that we have collected
about you and to have it rectified. In specific situations, you may also
request that we discontinue processing your personal data.
If you would like to obtain, study, or amend the personal data we have
collected about you, or to discuss how we process your personal data, please
contact us by phone or mail-id provided below. To help safeguard your privacy
and security, we will take prudent steps to validate your identity, such as
requiring a password and user ID, before granting access to your personal data.
We will make reasonable efforts to quickly investigate, comply with, or
otherwise respond to your requests as may be required by the relevant law.
Certain laws may restrict us from providing access to your personal data or
otherwise entirely complying with your request depending upon the conditions
and the request, for example, when presenting your information may expose the
identity of someone else. We reserve the right to require a suitable fee for
complying with your inquiry where permitted by applicable law, and/or refuse
your requests where they may be manifestly unsupported, and/or excessive, or
otherwise objectionable or unjust under applicable law.
In addition, and when granted by local law, you have the legal right to
file a complaint with a competent data protection jurisdiction.
Unsubscribe
If you have registered with NBFC License India, or you receive
invitations to survey or events from NBFC License India and you prefer not to
receive future email communications from us, please review the communications
settings in your profile on mckinsey.com, follow the instructions on the page
of the Site where you have provided such information, subscribed or registered
or write to us to unsubscribe from all NBFC License India communications.
Consent & Changes to Privacy Policy
By using the Sites, you permit the collection, use, and storage of your
personal data by us in the mode described in this Privacy Policy and elsewhere
on the Sites. We hold the right to revise this Privacy Policy from time to
time. All changes in the Privacy Policy shall be posted on this page. If we
consider the changes significant, we will provide a more conspicuous notice
(including, for certain services, email notification of Privacy Policy changes).
Contact us
If you have any questions about our Privacy Policy or if you would like
to communicate with our Data Protection Officer or the Data Privacy Team,
please contact us at the phone number or mail-id provided.